OUR MISSION
To deliver inclusive and innovative financial services that empower low-income entrepreneurs to create jobs, build sustainable assets, and improve their quality of life—ultimately contributing to economic growth. We are committed to achieving this through a dedicated team of highly skilled professionals and efficient, customer-focused service delivery.
OUR VISION
To be the leading microfinance bank on the Plateau and a benchmark for excellence across Nigeria—serving over 5,000 clients annually with unwavering commitment to high-performance standards, transparency, and long-term sustainability.
OUR GOAL
To become a trusted leader in providing sustainable microfinance solutions to the economically active poor and low-income earners. We aim to consistently deliver value to our shareholders through a motivated workforce, strategic use of technology, and a culture of excellence, integrity, and innovation.
HISTORY
Highland Microfinance Bank Plc has a proud legacy of over three decades in Nigeria’s financial services sector. The bank commenced operations on October 12, 1994, originally established as a Community Bank. In alignment with evolving regulatory frameworks and in pursuit of broader service delivery, it recapitalized and transitioned into a licensed Microfinance Bank in 2007, operating under the name Highland Microfinance Bank Plc. This transformation was achieved in full compliance with the Central Bank of Nigeria’s (CBN) requirements for Unit Microfinance Banks.
Currently, the bank maintains an authorized share capital of ₦250 million and a paid-up capital of ₦126.459 million. Highland MFB Plc is actively working towards scaling its operations and increasing its capital base to qualify for a State Microfinance Bank license from the CBN. This milestone will enable it to expand its footprint by opening additional branches across Plateau State.
Strategically located in the heart of Bukuru town, within Jos South Local Government Area, Highland MFB Plc is well-positioned within a commercially vibrant environment. The bank benefits from its proximity to a thriving market teeming with small and medium-sized enterprises (SMEs), artisans, and traders—providing a rich client base and significant growth opportunities.
Driven by innovation, Highland MFB Plc leverages modern information and communication technology (ICT) to deliver efficient and secure banking services. Its offerings include both digital and traditional financial products, interbank transfers, ATM services, mobile banking, and Point of Sale (POS) solutions. The bank remains committed to empowering underserved populations through inclusive financial services while maintaining high operational standards and customer-centric service delivery.